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We’re the largest responsible personal loan company in the U.S.
- A trusted lender for more than 100 years
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A personal loan is one way to take care of the range of expenses life can bring your way - from debt consolidation to vacations to medical costs. A personal loan from OneMain offers fixed rates and fixed payments. The rate you qualify for depends on various factors including loan size, term length, credit history, income and other financial obligations.
How it works
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Once you submit your loan application, along with your personal, employment, and financial information, you will receive:
- A quick decision on your loan request
- An email with additional information
Meet with your loan specialist
If approved, a OneMain loan specialist will contact you to:
- Schedule an appointment at your local branch2
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Sign and receive your funds
After you review and accept your loan terms:
- Sign your contract
- Receive your funds